However, portfolios that are growth-oriented had significant impact from the dramatic rise of interest rates in 2022. The time horizon of investors has collapsed from five years to the immediate term. Investors today place current cash flows and profits above potential growth prospects. Bull market buzzwords such as fear of missing out and laser eyes, stonks rise, financial independence, early retirement, and moon bags are no longer in fashion. They have been replaced by more mundane things like dollar cost averaging, holding on, and collective optimism for temporary inflation.